The base is Very Vanilla with some opaque River Rock splatters. And the 3rd colour is Bravo Burgundy.
And I haven't figured out yet if I can do textured paper.... I think I need to research this more but I find the digital cards a bit "flat". This one I tried to use more shadows to give some depth, but it's not enough. And it was extra difficult to create the banner! It works, if you have a solid background (just punch out a square and colour the punch the same colour as the back ground. But when you have paterned or various back grounds... holy smokes! I guess it took me easily 30 minutes to make the banner cut... no more banners on digital cards for me :)
So I'll still be researching and studying the MDS2, but I think I'll keep it more as a tool for my blog desing and maybe digital scrapbooking.